Provincial North Sets Sail

Provincial North Sets Sail
Provincial North Sets Sail

Video: Provincial North Sets Sail

Video: Provincial North Sets Sail
Video: DPRK Trade Cargo Ship "Jaryok" Sets Sail 2023, March
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The insurance company has already had liability, comprehensive and passenger accident contracts for owners of dinghies and yachts in the past. However, the business with it has not been particularly intensive recently. That should change again with immediate effect, the services and tariffs have been revised accordingly.

However, not all sailors can benefit from the new offer. Provincial Nord Brandkasse AG, the full name of the company that acts as an insurance company for the savings banks, is a regional insurer and therefore does not operate throughout Germany. The business area includes Schleswig-Holstein, Hamburg and Mecklenburg-Western Pomerania. Insurance cover is therefore only offered for pleasure craft that are berthed in one of these three federal states.

Nevertheless, they want to get involved in the boat insurance market in the future. It is already hotly contested by the established providers. Nevertheless, they are optimistic that they can secure a good piece of the pie, since the Provinzial has an ideal sales channel with its dense network of its own agencies. According to the company, they offer better terms and conditions than the competition in many respects, especially for liability and comprehensive insurance policies.

In water sports liability insurance, for example, the sum insured is up to ten million euros. Also insured is the use of similar boats, participation in regattas, rental property damage of up to 250,000 euros, trailers that are not subject to authorization and claims by co-insured persons against the skipper for personal injury.

The comprehensive insurance policy includes all-risk coverage, a fixed rate and no deduction new for old. Among other things, participation in regattas, salvage and wreck removal costs up to two million euros, damage to effects up to two percent of the sum insured (maximum 5000 euros), costs for an examination of the underwater hull after it has touched ground, even if no damage is found, are covered, a lot of damage in winter storage as well as when slipping or craneing and also during land transport of the ship.

If you use our YACHT online insurance service, your request for an offer will now be forwarded to the Provinzial in addition to the other 25 or so insurance providers.

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